Veterinary Pet Health InsuranceVeterinary Health Insurance Review #1:  I have used Veterinary Pet Health Insurance (VPI) for about a year and a half after getting my kittens. At the time, I didn't
have an emergency money fund for pet bills, and wanted to be covered in the case of a big emergency. I have three cats, and give them the
best care. Basically, you visit the vet and take along a claim form. You have the vet sign the form, pay for the bill, and then get some
money back from VPI. The turn around is a couple of weeks.The biggest down side is that you have to pay up front for all of the costs, as well as doing all of the paperwork. One of my cats contracted a serious infection, necessitating many vet visits and hundreds of dollars in costs. VPI wouldn't reimburse any of the bills, because the specific infection was not covered. They exclude a large number of illnesses, even certain types of bacterial infections. I would read their exclusions very carefully. They don’t even cover routine care like vaccinations unless you purchase the additional rider. For me, it just wasn’t worth the money. I’m still looking for another pet insurance company.
We are using Veterinary Pet Health Insurance (VPI). We have three cats and two dogs insured under it, and we got it
after we had two cat emergencies that cost us about five grand total. We decided that the pet insurance would be a good backup in case
something like that happened again.
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